SCOTT BROWN
Partner
Direct: 480-247-0557
Main: 480-788-3053
Email: sbrown@acblawgroup.com
Scott Brown represents financial institutions in loan documentation and enforcement in Arizona, Colorado, Montana, and New Mexico.
He has 25 years of experience enforcing loans and leases through workouts, litigation, receiverships, and bankruptcies in those states. On any given day, he works on commercial real estate loans or leasing projects for his bank clients, unique collateral loans for his Farm Credit and agriculture clients (from mega ranches with complex water law problems to small farm loans secured by bailing wire and a few chickens), Small Business Administration (SBA) loans, Employee Stock Option Plan (ESOP) loans, automobile dealership loans, consumer loans for credit card companies, and similar matters.
Mr. Brown was also the chair of the J. Reuben Clark Law Society’s Conference & Events Committee and oversees and assists with meetings across the world. He is also involved in F3 and can occasionally be found working out in prison yards.
Mr. Brown lectures frequently at a wide variety of conferences and has written dozens of columns for various publications, including ABI Journal, Norton Bankruptcy Law Adviser, The National Law Journal, and Arizona Attorney.

B.A., Brigham Young University, 1997
Colorado, 2016
New Mexico, 2016
Montana, 2017
Colorado Supreme Court
New Mexico Supreme Court
Montana Supreme Court
U.S. Court of Appeals, Ninth Circuit
U.S. District
Court for the District of Arizona
U.S. District Court for the District of Colorado
U.S. District Court for the District of New Mexico
U.S. District Court for the District of Montana
- Temporary in-house counsel for agricultural lender, performing many functions from advising management on loan enforcement tactics to drafting a multitude of lending documents
- Advises lending institutions on all aspects of lending and enforcement
- Advises clients on all aspects of religious institution and religious freedom issues
- Advises credit card company on consumer finance issues related to regulatory, lending and litigation issues
- Prevailed at trial in bankruptcy court on a priority fight between two lenders claiming a first-position on real estate worth $4 million in Washington and prevailed in an appeal before the U.S. Bankruptcy Appellate Panel of the Ninth Circuit regarding Stern v. Marshall issue. See In re Washington Coast I,L.L.C., 485 B.R. 393 (2012)
- Obtained final judgment on a multi-million dollar claim against an entity and several guarantors, including a judgment against a family trust on an alter ego theory
- Advised bank client regarding internal procedures to avoid automatic stay and discharge violations, and how to effectively respond to dozens of fraudulent transfer and preference demands a year
- In a pro bono matter, located and garnished safe deposit account containing gold coins and silver bars
- Represented hotel franchise and alarm companies
- J. Reuben Clark Law Society, Chair, Greater Phoenix Chapter
- American Bankruptcy Institute Journal, Associate Editor
- American Bankruptcy Institute Litigation Committee, Former Co-Chair
- Arizona Bankers Association, Member
- Arizona State Bar, Former Chair of Bankruptcy Section
Banking & Lending Disputes
Bankruptcy Litigation
Bankruptcy & Creditors’ Rights
Finance & Lending Transactions
Consumer Finance – Litigation and Regulatory Compliance
Alternative Dispute Resolution
Appeals
Religious Institutions – Compliance, Regulatory and Business Issues
U.S. Bankruptcy Court, Western District of Texas